/* =========================================================
   MUNNETRAM CAPITAL — "Sunrise" theme
   Colours drawn from the logo: navy, bronze, sun gradient
   ========================================================= */
@font-face{font-family:'Fraunces';src:url(../fonts/fraunces.woff2) format('woff2');font-weight:100 900;font-style:normal;font-display:swap}
@font-face{font-family:'Fraunces';src:url(../fonts/fraunces-italic.woff2) format('woff2');font-weight:100 900;font-style:italic;font-display:swap}
@font-face{font-family:'Manrope';src:url(../fonts/manrope.woff2) format('woff2');font-weight:200 800;font-style:normal;font-display:swap}
@font-face{font-family:'Manrope';src:url(../fonts/manrope-ext.woff2) format('woff2');font-weight:200 800;font-style:normal;font-display:swap;unicode-range:U+0100-02AF,U+20A0-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
:root{
  --navy:#0B2A48; --navy-2:#123A61; --ink:#061A30;
  --bronze:#93590C; --sand:#B08048;
  --red:#EE3B0B; --orange:#F7801A; --yellow:#F9C200;
  --ivory:#FBF7F0; --cream:#F4ECDF; --cream-2:#EADFCB; --line:#E6DAC6;
  --text:#2A3847; --muted:#5E6A77; --white:#fff;
  --sun:linear-gradient(135deg,#F9C200 0%,#F7801A 48%,#EE3B0B 100%);
  --sun-h:linear-gradient(90deg,#F9C200,#F7801A 55%,#EE3B0B);
  --r:20px; --r-sm:12px;
  --sh:0 24px 60px -28px rgba(11,42,72,.35);
  --sh-sm:0 10px 30px -16px rgba(11,42,72,.30);
  --ff-d:'Fraunces',Georgia,serif; --ff-b:'Manrope',system-ui,-apple-system,Segoe UI,sans-serif;
  --wrap:85%;
  --ease:cubic-bezier(.2,.7,.2,1);
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--ff-b);color:var(--text);background:var(--ivory);font-size:1rem;line-height:1.7;overflow-x:hidden}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button{font:inherit;cursor:pointer}
h1,h2,h3,h4{font-family:var(--ff-d);color:var(--navy);line-height:1.15;margin:0 0 .5em;font-weight:600;letter-spacing:-.01em}
p{margin:0 0 1em}
ul{margin:0;padding:0}
.wrap{width:var(--wrap);margin-inline:auto}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
::selection{background:var(--orange);color:#fff}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;gap:.55em;padding:.85em 1.6em;border-radius:999px;font-weight:700;font-size:.92rem;letter-spacing:.01em;border:1.5px solid transparent;transition:transform .3s var(--ease),box-shadow .3s,background .3s,color .3s;white-space:nowrap}
.btn svg{width:1.05em;height:1.05em;flex:none}
.btn-sun{background:var(--sun);color:#fff;box-shadow:0 12px 26px -12px rgba(238,59,11,.7)}
.btn-sun:hover{transform:translateY(-2px);box-shadow:0 18px 32px -12px rgba(238,59,11,.75)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--ink);transform:translateY(-2px)}
.btn-line{border-color:var(--navy);color:var(--navy);background:transparent}
.btn-line:hover{background:var(--navy);color:#fff}
.btn-ghost{border-color:rgba(255,255,255,.55);color:#fff}
.btn-ghost:hover{background:#fff;color:var(--navy)}
.link-arrow{display:inline-flex;align-items:center;gap:.4em;font-weight:700;color:var(--bronze);font-size:.92rem}
.link-arrow svg{width:1em;height:1em;transition:transform .3s}
.link-arrow:hover svg{transform:translateX(4px)}

/* ---------- Ticker ---------- */
.ticker{background:var(--ink);height:46px;overflow:hidden;position:relative;border-bottom:1px solid rgba(255,255,255,.06)}
.ticker .tradingview-widget-container{height:46px}
.ticker .tradingview-widget-copyright{display:none}

/* ---------- Topbar ---------- */
.topbar{background:var(--navy);color:#DCE6F0;font-size:.82rem}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:1rem;min-height:40px}
.tb-left,.tb-right{display:flex;align-items:center;gap:1.1rem;flex-wrap:nowrap}
.tb-left a{display:inline-flex;align-items:center;gap:.4rem;transition:color .2s}
.tb-left a:hover{color:var(--yellow)}
.tb-left svg{width:14px;height:14px;color:var(--yellow)}
.tb-right span{display:inline-flex;align-items:center;gap:.4rem}
.tb-right .sep{width:1px;height:14px;background:rgba(255,255,255,.25)}
.tb-right b{color:#fff;font-weight:700}
.tb-badge{background:rgba(249,194,0,.14);color:var(--yellow);padding:.15rem .6rem;border-radius:99px;font-weight:700;font-size:.74rem;letter-spacing:.04em}

/* ---------- Header ---------- */
.header{position:sticky;top:0;z-index:900;background:rgba(251,247,240,.94);backdrop-filter:saturate(1.3) blur(10px);-webkit-backdrop-filter:saturate(1.3) blur(10px);border-bottom:1px solid transparent;transition:box-shadow .3s,border-color .3s}
.header.scrolled{box-shadow:0 10px 30px -18px rgba(11,42,72,.35);border-color:var(--line)}
.header .wrap{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;height:88px}
.brand{flex:none}
.brand img{height:62px;width:auto}
.nav{display:flex;align-items:center;gap:.25rem}
.nav>li{list-style:none;position:relative}
.nav>li>a,.nav>li>button{display:flex;align-items:center;gap:.3rem;padding:.6rem .8rem;font-weight:700;font-size:.92rem;color:var(--navy);background:none;border:0;border-radius:10px;transition:color .2s,background .2s;white-space:nowrap}
.nav>li>a:hover,.nav>li>button:hover,.nav>li.active>a,.nav>li.active>button{color:var(--bronze)}
.nav>li.active>a::after,.nav>li.active>button::after{content:"";position:absolute;left:.8rem;right:.8rem;bottom:.2rem;height:2px;background:var(--sun-h);border-radius:2px}
.nav .chev{width:12px;height:12px;transition:transform .3s}
.nav>li:hover .chev{transform:rotate(180deg)}
.dropdown{position:absolute;top:calc(100% + 10px);left:-10px;min-width:290px;background:#fff;border-radius:16px;box-shadow:var(--sh);border:1px solid var(--line);padding:.6rem;opacity:0;visibility:hidden;transform:translateY(8px);transition:all .25s var(--ease)}
.dropdown::before{content:"";position:absolute;left:0;right:0;top:-14px;height:14px}
.nav>li:hover .dropdown,.nav>li:focus-within .dropdown{opacity:1;visibility:visible;transform:none}
.dropdown a{display:flex;align-items:center;gap:.7rem;padding:.6rem .75rem;border-radius:10px;font-size:.88rem;font-weight:600;color:var(--navy);transition:background .2s,color .2s}
.dropdown a:hover{background:var(--cream);color:var(--bronze)}
.dropdown a .di{width:30px;height:30px;border-radius:9px;background:var(--cream);display:grid;place-items:center;flex:none}
.dropdown a:hover .di{background:#fff}
.dropdown a .di svg{width:16px;height:16px;color:var(--orange)}
.dropdown.two{display:grid;grid-template-columns:1fr 1fr;gap:.1rem .4rem;min-width:600px}
.header .wrap{position:relative}
.nav>li.has-mega{position:static}
.dropdown.mega{width:min(880px,92vw);display:grid;grid-template-columns:repeat(3,1fr);gap:0 .5rem;left:50%;right:auto;top:calc(100% - 4px);transform:translate(-50%,8px);padding:1rem}
.dropdown.mega::before{top:-26px;height:26px}
.nav>li:hover .dropdown.mega,.nav>li:focus-within .dropdown.mega{transform:translate(-50%,0)}
.dd-col{padding:.2rem .3rem;border-right:1px solid var(--line)}
.dd-col:last-child{border-right:0}
.dropdown .dd-h{display:block;font-size:.68rem;letter-spacing:.16em;text-transform:uppercase;color:var(--bronze);font-weight:800;padding:.5rem .75rem .5rem;margin-bottom:.2rem}
.header-cta{display:flex;gap:.6rem;align-items:center}
.header-cta .btn{padding:.7em 1.25em;font-size:.86rem}
.burger{display:none;width:46px;height:46px;border-radius:12px;border:1px solid var(--line);background:#fff;place-items:center}
.burger span{display:block;width:20px;height:2px;background:var(--navy);margin:4px auto;border-radius:2px;transition:.3s}

/* ---------- Mobile menu ---------- */
.mnav-overlay{position:fixed;inset:0;background:rgba(6,26,48,.55);z-index:1990;opacity:0;visibility:hidden;transition:.3s}
.mnav{position:fixed;top:0;right:0;bottom:0;width:min(360px,88vw);background:var(--ivory);z-index:2000;transform:translateX(105%);transition:transform .4s var(--ease);display:flex;flex-direction:column;box-shadow:-20px 0 50px -20px rgba(0,0,0,.4)}
body.menu-open{overflow:hidden}
body.menu-open .mnav{transform:none}
body.menu-open .mnav-overlay{opacity:1;visibility:visible}
.mnav-head{display:flex;align-items:center;justify-content:space-between;padding:.9rem 1.1rem;border-bottom:1px solid var(--line);flex:none}
.mnav-head img{height:46px}
.mnav-close{width:40px;height:40px;border-radius:50%;border:1px solid var(--line);background:#fff;display:grid;place-items:center}
.mnav-close svg{width:18px;height:18px;color:var(--navy)}
.mnav-body{overflow-y:auto;flex:1;padding:.5rem 1.1rem 1.2rem;overscroll-behavior:contain}
.mnav-list>li{list-style:none;border-bottom:1px solid var(--line)}
.mnav-list>li>a,.mnav-list>li>button{display:flex;justify-content:space-between;align-items:center;width:100%;padding:.72rem .1rem;font-size:.9rem;font-weight:700;color:var(--navy);background:none;border:0;text-align:left}
.mnav-list>li.active>a,.mnav-list>li.active>button{color:var(--bronze)}
.mnav-list .chev{width:14px;height:14px;transition:transform .3s}
.mnav-list li.open .chev{transform:rotate(180deg)}
.msub{max-height:0;overflow:hidden;transition:max-height .35s var(--ease)}
.msub a{display:block;padding:.42rem .8rem;font-size:.82rem;font-weight:600;color:var(--muted);border-left:2px solid var(--cream-2)}
.msub a:hover{color:var(--bronze);border-color:var(--orange)}
.msub .msub-h{font-size:.66rem;text-transform:uppercase;letter-spacing:.14em;color:var(--sand);font-weight:800;padding:.6rem .8rem .2rem}
.msub-inner{padding:.1rem 0 .7rem}
.mnav-cta{display:grid;grid-template-columns:1fr 1fr;gap:.6rem;margin-top:1.1rem}
.mnav-cta .btn{justify-content:center;padding:.75em 1em;font-size:.84rem}
.mnav-contact{margin-top:1rem;padding:.9rem;border-radius:14px;background:var(--cream);font-size:.8rem;line-height:1.6}
.mnav-contact a{display:flex;gap:.5rem;align-items:center;color:var(--navy);font-weight:600}
.mnav-contact svg{width:14px;height:14px;color:var(--orange);flex:none}

/* ---------- Section commons ---------- */
.sec{padding:110px 0;position:relative}
.sec-sm{padding:80px 0}
.sec-cream{background:var(--cream)}
.sec-white{background:#fff}
.sec-navy{background:var(--navy);color:#C9D6E3}
.sec-navy h2,.sec-navy h3{color:#fff}
.eyebrow{display:inline-flex;align-items:center;gap:.6rem;font-size:.76rem;letter-spacing:.2em;text-transform:uppercase;font-weight:800;color:var(--bronze);margin-bottom:1rem}
.eyebrow::before{content:"";width:22px;height:22px;border-radius:50%;background:var(--sun);box-shadow:0 0 0 4px rgba(247,128,26,.15),0 0 0 8px rgba(247,128,26,.07)}
.sec-navy .eyebrow{color:var(--yellow)}
.title{font-size:clamp(1.55rem,2.9vw,2.6rem)}
.title em{font-style:italic;font-weight:500;background:var(--sun-h);-webkit-background-clip:text;background-clip:text;color:transparent;padding-right:.08em}
.lead{font-size:1.06rem;color:var(--muted);max-width:640px}
.sec-head{display:flex;align-items:flex-end;justify-content:space-between;gap:2rem;margin-bottom:3.2rem}
.sec-head.center{flex-direction:column;align-items:center;text-align:center}
.sec-head.center .lead{margin-inline:auto}
.sec-head .title{margin-bottom:.35em}
@media(min-width:1200px){.title,.one-line{white-space:nowrap}.hero h1{white-space:nowrap}}
.split-content .title{font-size:clamp(1.5rem,2.3vw,2.4rem)}

/* reveal */
.js .rv{opacity:0;transform:translateY(28px);transition:opacity .9s var(--ease),transform .9s var(--ease)}
.js .rv.in{opacity:1;transform:none}
.js .rv.d1{transition-delay:.08s}.js .rv.d2{transition-delay:.16s}.js .rv.d3{transition-delay:.24s}

/* ---------- HERO slider ---------- */
.hero{position:relative;background:var(--ivory);overflow:hidden;padding:56px 0 90px}
.hero::before{content:"";position:absolute;right:-12%;top:-30%;width:70vw;height:70vw;max-width:1100px;max-height:1100px;border-radius:50%;background:repeating-radial-gradient(circle,rgba(247,128,26,.10) 0 1px,transparent 1px 46px);pointer-events:none}
.hero::after{content:"";position:absolute;left:-10%;bottom:-40%;width:50vw;height:50vw;border-radius:50%;background:radial-gradient(circle,rgba(249,194,0,.16),transparent 60%);pointer-events:none}
.slides{display:grid;position:relative;z-index:1}
.slide{grid-area:1/1;display:grid;grid-template-columns:1.05fr .95fr;gap:4rem;align-items:center;opacity:0;visibility:hidden;transition:opacity .9s var(--ease),visibility .9s}
.slide.active{opacity:1;visibility:visible}
.slide .s-text>*{transform:translateY(24px);opacity:0;transition:all .9s var(--ease)}
.slide.active .s-text>*{transform:none;opacity:1}
.slide.active .s-text>*:nth-child(2){transition-delay:.1s}
.slide.active .s-text>*:nth-child(3){transition-delay:.2s}
.slide.active .s-text>*:nth-child(4){transition-delay:.3s}
.slide.active .s-text>*:nth-child(5){transition-delay:.4s}
.hero h1{font-size:clamp(1.9rem,3.1vw,3.4rem);margin-bottom:.35em;line-height:1.08}
.hero h1 em{font-style:italic;font-weight:500;background:var(--sun-h);-webkit-background-clip:text;background-clip:text;color:transparent;padding-right:.06em}
.hero p.s-lead{font-size:1.1rem;color:var(--muted);max-width:540px;margin-bottom:2rem}
.hero .s-btns{display:flex;gap:.8rem;flex-wrap:wrap}
.hero .s-tags{display:flex;gap:1.6rem;margin-top:2.4rem;flex-wrap:wrap}
.hero .s-tags div{display:flex;align-items:center;gap:.55rem;font-size:.86rem;font-weight:700;color:var(--navy)}
.hero .s-tags svg{width:20px;height:20px;color:var(--orange)}
.s-media{position:relative;justify-self:end;width:100%;max-width:540px}
.arch{border-radius:999px 999px 28px 28px;overflow:hidden;position:relative;box-shadow:var(--sh)}
.arch img{width:100%;height:100%;object-fit:cover}
.s-media .arch{aspect-ratio:9/10.4}
.s-media::before{content:"";position:absolute;inset:-22px -22px 40px 40px;border:1.5px solid var(--sand);border-radius:999px 999px 28px 28px;opacity:.55}
.float-card{position:absolute;background:#fff;border-radius:16px;padding:.9rem 1.1rem;box-shadow:var(--sh);display:flex;align-items:center;gap:.8rem;font-size:.82rem;line-height:1.35;z-index:2}
.float-card b{display:block;font-family:var(--ff-d);font-size:1.05rem;color:var(--navy)}
.float-card .fi{width:42px;height:42px;border-radius:12px;background:var(--sun);display:grid;place-items:center;flex:none}
.float-card .fi svg{width:20px;height:20px;color:#fff}
.fc-1{left:-40px;bottom:16%;animation:bob 6s ease-in-out infinite}
.fc-2{right:-18px;top:12%;animation:bob 7s ease-in-out infinite reverse}
@keyframes bob{50%{transform:translateY(-10px)}}
.slider-ui{display:flex;align-items:center;gap:1.2rem;margin-top:2.6rem;position:relative;z-index:2}
.dots{display:flex;gap:.5rem}
.dots button{width:34px;height:4px;border-radius:4px;border:0;background:var(--cream-2);padding:0;position:relative;overflow:hidden}
.dots button.active::after{content:"";position:absolute;inset:0;background:var(--sun-h);animation:prog 6.5s linear forwards}
@keyframes prog{from{transform:translateX(-100%)}to{transform:none}}
.arrows{display:flex;gap:.5rem}
.arrows button{width:44px;height:44px;border-radius:50%;border:1px solid var(--line);background:#fff;display:grid;place-items:center;transition:.25s}
.arrows button:hover{background:var(--navy);border-color:var(--navy)}
.arrows button:hover svg{color:#fff}
.arrows svg{width:18px;height:18px;color:var(--navy)}
.s-count{font-family:var(--ff-d);font-size:.95rem;color:var(--muted)}
.s-count b{color:var(--navy);font-size:1.3rem}

/* trust marquee */
.trust{background:var(--navy);color:#fff;overflow:hidden;padding:18px 0;position:relative}
.trust-track{display:flex;gap:3rem;width:max-content;animation:marq 38s linear infinite}
.trust-track span{display:inline-flex;align-items:center;gap:1rem;font-family:var(--ff-d);font-size:1.15rem;font-style:italic;white-space:nowrap}
.trust-track span::after{content:"";width:12px;height:12px;border-radius:50%;background:var(--sun);margin-left:2rem}
@keyframes marq{to{transform:translateX(-50%)}}

/* ---------- Split (image + content) ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(2.5rem,5vw,5.5rem);align-items:stretch}
.split>*{min-width:0}
.split-media{position:relative;min-height:100%}
.split-media .frame{position:relative;height:100%;min-height:480px;border-radius:var(--r);overflow:hidden;box-shadow:var(--sh)}
.split-media .frame img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.split-media .frame.arch{border-radius:999px 999px 24px 24px}
.split-content{display:flex;flex-direction:column;justify-content:center;padding:1.5rem 0}
.split-content .title{margin-bottom:.6em}
.media-badge{position:absolute;z-index:2;background:var(--navy);color:#fff;border-radius:18px;padding:1.1rem 1.3rem;box-shadow:var(--sh);max-width:240px}
.media-badge b{font-family:var(--ff-d);font-size:1.9rem;display:block;line-height:1;background:var(--sun-h);-webkit-background-clip:text;background-clip:text;color:transparent}
.media-badge small{font-size:.8rem;color:#C9D6E3;line-height:1.4;display:block;margin-top:.35rem}
.mb-br{right:-24px;bottom:40px}.mb-bl{left:-24px;bottom:40px}.mb-tr{right:-24px;top:40px}

.checks{display:grid;gap:.75rem;margin:1.2rem 0 1.8rem}
.checks li{list-style:none;display:flex;gap:.75rem;align-items:flex-start;font-weight:600;color:var(--navy);font-size:.96rem}
.checks li svg{width:22px;height:22px;flex:none;color:var(--orange);margin-top:1px}
.checks.two{grid-template-columns:1fr 1fr}

/* about composite (home) */
.compo{position:relative;height:100%;min-height:560px}
.compo .c-main{position:absolute;left:0;top:0;width:68%;bottom:60px;border-radius:999px 999px 24px 24px;overflow:hidden;box-shadow:var(--sh);background:#fff}
.compo .c-main img{width:100%;height:100%;object-fit:cover;object-position:top}
.compo .c-sub{position:absolute;right:0;bottom:0;width:56%;border-radius:18px;overflow:hidden;box-shadow:var(--sh);border:6px solid #fff;background:#fff}
.compo .c-sub img{width:100%;height:auto}
.compo .c-ring{position:absolute;right:6%;top:6%;width:150px;height:150px;border-radius:50%;background:var(--sun);display:grid;place-items:center;text-align:center;color:#fff;font-family:var(--ff-d);font-size:.9rem;line-height:1.2;padding:1rem;box-shadow:0 20px 40px -18px rgba(238,59,11,.7)}
.compo .c-ring b{display:block;font-size:1.25rem}
.meaning{display:flex;gap:1rem;align-items:center;padding:1rem 1.2rem;border-left:3px solid var(--orange);background:#fff;border-radius:0 14px 14px 0;margin:1.2rem 0 1.6rem;box-shadow:var(--sh-sm)}
.meaning .ta{font-family:var(--ff-d);font-size:1.6rem;color:var(--bronze)}
.meaning p{margin:0;font-size:.92rem}

/* ---------- Service cards ---------- */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.8rem}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:1.4rem}
.svc{background:#fff;border-radius:var(--r);overflow:hidden;display:flex;flex-direction:column;box-shadow:var(--sh-sm);border:1px solid var(--line);transition:transform .45s var(--ease),box-shadow .45s}
.svc:hover{transform:translateY(-8px);box-shadow:var(--sh)}
.svc-img{position:relative;aspect-ratio:4/3;overflow:hidden}
.svc-img img{width:100%;height:100%;object-fit:cover;transition:transform 1s var(--ease)}
.svc:hover .svc-img img{transform:scale(1.07)}
.svc-img::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 55%,rgba(6,26,48,.55))}
.svc-num{position:absolute;left:1.1rem;bottom:.9rem;z-index:2;font-family:var(--ff-d);font-size:2.2rem;color:#fff;font-style:italic;line-height:1}
.svc-ico{position:absolute;right:1.1rem;top:-28px;z-index:3;width:56px;height:56px;border-radius:50%;background:var(--sun);display:grid;place-items:center;box-shadow:0 0 0 6px #fff}
.svc-ico svg{width:24px;height:24px;color:#fff}
.svc-body{position:relative;padding:1.6rem 1.5rem 1.5rem;display:flex;flex-direction:column;flex:1}
.svc-body h3{font-size:1.28rem;margin-bottom:.45rem}
.svc-body p{font-size:.93rem;color:var(--muted);flex:1}

/* ---------- Process band ---------- */
.process{position:relative;color:#fff;overflow:hidden}
.process .bg{position:absolute;inset:0}
.process .bg img{width:100%;height:100%;object-fit:cover}
.process .bg::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(6,26,48,.95) 30%,rgba(11,42,72,.80))}
.process .wrap{position:relative;z-index:1}
.process .title,.process h3{color:#fff}
.process .lead{color:#C9D6E3}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:1.4rem;counter-reset:st;position:relative}
.steps::before{content:"";position:absolute;left:4%;right:4%;top:34px;height:1px;background:repeating-linear-gradient(90deg,rgba(249,194,0,.6) 0 8px,transparent 8px 16px)}
.step{position:relative;padding-top:0}
.step .sn{width:68px;height:68px;border-radius:50%;background:var(--ink);border:1.5px solid var(--orange);display:grid;place-items:center;font-family:var(--ff-d);font-size:1.5rem;color:var(--yellow);position:relative;margin-bottom:1.3rem}
.step h3{font-size:1.2rem;margin-bottom:.4rem}
.step p{font-size:.92rem;color:#B9C8D7;margin:0}
.steps.light::before{background:repeating-linear-gradient(90deg,var(--sand) 0 8px,transparent 8px 16px)}
.steps.light .sn{background:#fff;color:var(--bronze)}
.steps.light h3{color:var(--navy)}
.steps.light p{color:var(--muted)}

/* ---------- Product tiles ---------- */
.prod{position:relative;border-radius:var(--r);overflow:hidden;background:#fff;border:1px solid var(--line);box-shadow:var(--sh-sm);display:flex;flex-direction:column;transition:transform .45s var(--ease),box-shadow .45s}
.prod:hover{transform:translateY(-6px);box-shadow:var(--sh)}
.prod-img{aspect-ratio:16/10;overflow:hidden;position:relative}
.prod-img img{width:100%;height:100%;object-fit:cover;transition:transform 1s var(--ease)}
.prod:hover .prod-img img{transform:scale(1.06)}
.prod-tag{position:absolute;left:1rem;top:1rem;background:rgba(255,255,255,.92);color:var(--navy);font-size:.72rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;padding:.35rem .75rem;border-radius:99px}
.prod-body{padding:1.5rem;display:flex;flex-direction:column;flex:1}
.prod-body h3{font-size:1.3rem;margin-bottom:.4rem}
.prod-body p{font-size:.92rem;color:var(--muted)}
.prod-body ul{margin:.2rem 0 1.3rem;display:grid;gap:.4rem;flex:1}
.prod-body li{list-style:none;font-size:.88rem;display:flex;gap:.5rem;color:var(--text)}
.prod-body li::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--sun);margin-top:.6em;flex:none}
.prod-foot{display:flex;justify-content:space-between;align-items:center;gap:.8rem;border-top:1px dashed var(--line);padding-top:1rem}
.prod-foot small{font-size:.74rem;color:var(--muted);line-height:1.4}

/* product mosaic (home) */
.mosaic{display:grid;grid-template-columns:repeat(6,1fr);grid-auto-rows:220px;gap:1.1rem}
.mo{position:relative;border-radius:var(--r);overflow:hidden;color:#fff;display:flex;align-items:flex-end;padding:1.3rem;isolation:isolate}
.mo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2;transition:transform 1s var(--ease)}
.mo::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(6,26,48,.05) 30%,rgba(6,26,48,.85));z-index:-1}
.mo:hover img{transform:scale(1.07)}
.mo h3{color:#fff;font-size:1.25rem;margin:0}
.mo small{display:block;font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--yellow);font-weight:800;margin-bottom:.25rem}
.mo .go{position:absolute;right:1.1rem;top:1.1rem;width:40px;height:40px;border-radius:50%;background:rgba(255,255,255,.18);backdrop-filter:blur(6px);display:grid;place-items:center;transition:.3s}
.mo .go svg{width:16px;height:16px;transform:rotate(-45deg)}
.mo:hover .go{background:var(--orange)}
.mo:nth-child(1){grid-column:span 3;grid-row:span 2}
.mo:nth-child(2),.mo:nth-child(3){grid-column:span 3}
.mo:nth-child(4),.mo:nth-child(5),.mo:nth-child(6){grid-column:span 2}

/* ---------- Calculators teaser ---------- */
.calc-chips{display:grid;grid-template-columns:repeat(5,1fr);gap:1rem}
.chip{background:#fff;border:1px solid var(--line);border-radius:16px;padding:1.2rem 1rem;display:flex;flex-direction:column;gap:.7rem;transition:.35s var(--ease);position:relative;overflow:hidden}
.chip::after{content:"";position:absolute;right:-30px;top:-30px;width:80px;height:80px;border-radius:50%;background:var(--sun);opacity:.08;transition:.4s}
.chip:hover{border-color:var(--orange);transform:translateY(-4px);box-shadow:var(--sh-sm)}
.chip:hover::after{opacity:.2;transform:scale(1.4)}
.chip .ci{width:42px;height:42px;border-radius:12px;background:var(--cream);display:grid;place-items:center}
.chip .ci svg{width:20px;height:20px;color:var(--orange)}
.chip b{font-size:.92rem;color:var(--navy);line-height:1.3}
.chip small{font-size:.76rem;color:var(--muted);line-height:1.4}

/* ---------- AMC carousel ---------- */
.amc{overflow:hidden;position:relative;-webkit-mask:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.amc-track{display:flex;gap:1.2rem;width:max-content;animation:marq 60s linear infinite;padding:.6rem 0}
.amc:hover .amc-track{animation-play-state:paused}
.amc-track.rev{animation-direction:reverse;animation-duration:70s}
.amc-card{display:flex;align-items:center;gap:.9rem;background:#fff;border:1px solid var(--line);border-radius:16px;padding:.9rem 1.4rem .9rem .9rem;min-width:250px;box-shadow:0 6px 18px -14px rgba(11,42,72,.4)}
.amc-card .am{width:48px;height:48px;border-radius:12px;background:var(--navy);color:#fff;display:grid;place-items:center;font-family:var(--ff-d);font-weight:600;font-size:1rem;flex:none;position:relative;overflow:hidden}
.amc-card .am::after{content:"";position:absolute;right:-10px;bottom:-10px;width:26px;height:26px;border-radius:50%;background:var(--sun)}
.amc-card img{height:44px;width:auto}
.amc-card span{font-weight:700;color:var(--navy);font-size:.92rem;line-height:1.25;white-space:nowrap}
.amc-card span small{display:block;font-weight:600;color:var(--muted);font-size:.74rem}
.amc-note{text-align:center;font-size:.8rem;color:var(--muted);margin-top:1.4rem}

/* ---------- Global reach ---------- */
.reach-stats{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin:1.6rem 0 2rem}
.reach-stats div{background:#fff;border-radius:16px;padding:1.1rem 1.2rem;border:1px solid var(--line)}
.reach-stats b{display:block;font-family:var(--ff-d);font-size:1.25rem;color:var(--navy)}
.reach-stats small{color:var(--muted);font-size:.84rem}

/* ---------- Blog ---------- */
.post{background:#fff;border-radius:var(--r);overflow:hidden;border:1px solid var(--line);display:flex;flex-direction:column;transition:transform .45s var(--ease),box-shadow .45s}
.post:hover{transform:translateY(-6px);box-shadow:var(--sh)}
.post-img{aspect-ratio:16/10;overflow:hidden;position:relative}
.post-img img{width:100%;height:100%;object-fit:cover;transition:transform 1s var(--ease)}
.post:hover .post-img img{transform:scale(1.06)}
.post-cat{position:absolute;left:1rem;bottom:1rem;background:var(--navy);color:#fff;font-size:.7rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;padding:.35rem .75rem;border-radius:99px}
.post-body{padding:1.5rem;display:flex;flex-direction:column;flex:1}
.post-meta{display:flex;gap:1rem;font-size:.78rem;color:var(--muted);margin-bottom:.6rem;font-weight:600}
.post-body h3{font-size:1.22rem;margin-bottom:.5rem}
.post-body p{font-size:.92rem;color:var(--muted);flex:1}

/* ---------- CTA band ---------- */
.cta-band{position:relative;overflow:hidden;color:#fff;border-radius:28px;padding:clamp(2.5rem,6vw,5rem);isolation:isolate}
.cta-band>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.cta-band::after{content:"";position:absolute;inset:0;background:linear-gradient(105deg,rgba(6,26,48,.95) 35%,rgba(147,89,12,.55));z-index:-1}
.cta-band .title{color:#fff}
.cta-band p{color:#D7E1EA;max-width:560px}
.cta-band .row{display:flex;justify-content:space-between;align-items:center;gap:2rem;flex-wrap:wrap}
.cta-band .btns{display:flex;gap:.8rem;flex-wrap:wrap}
.cta-sun{position:absolute;right:-80px;top:-80px;width:280px;height:280px;border-radius:50%;background:var(--sun);opacity:.35;filter:blur(2px);z-index:-1}

/* ---------- Page banner ---------- */
.pbanner{position:relative;overflow:hidden;color:#fff;padding:110px 0 100px;isolation:isolate}
.pbanner>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.pbanner::after{content:"";position:absolute;inset:0;background:linear-gradient(95deg,rgba(6,26,48,.94) 25%,rgba(11,42,72,.65));z-index:-1}
.pbanner::before{content:"";position:absolute;right:6%;bottom:-160px;width:340px;height:340px;border-radius:50%;background:repeating-radial-gradient(circle,rgba(249,194,0,.35) 0 1px,transparent 1px 22px);z-index:-1}
.pbanner h1{color:#fff;font-size:clamp(1.8rem,4vw,3.4rem);margin-bottom:.4em}
.pbanner p{color:#CFDAE5;max-width:620px;margin:0}
.crumbs{display:flex;gap:.5rem;align-items:center;font-size:.84rem;font-weight:600;margin-bottom:1.1rem;color:#AFC0D1;flex-wrap:wrap}
.crumbs a:hover{color:var(--yellow)}
.crumbs span.cur{color:var(--yellow)}

/* ---------- Feature cards ---------- */
.feat{background:#fff;border:1px solid var(--line);border-radius:18px;padding:1.7rem 1.5rem;transition:.35s var(--ease);position:relative}
.feat:hover{transform:translateY(-5px);box-shadow:var(--sh-sm);border-color:transparent}
.feat .fi{width:52px;height:52px;border-radius:14px;background:var(--cream);display:grid;place-items:center;margin-bottom:1.1rem}
.feat .fi svg{width:24px;height:24px;color:var(--orange)}
.feat h3{font-size:1.15rem;margin-bottom:.4rem}
.feat p{font-size:.92rem;color:var(--muted);margin:0}

/* notes/compliance box */
.note{background:#fff;border:1px solid var(--line);border-left:4px solid var(--orange);border-radius:14px;padding:1.4rem 1.5rem;font-size:.9rem;color:var(--text)}
.note h3,.note h4{font-size:1.05rem;margin-bottom:.5rem}
.note ul{padding-left:1.1rem}
.note li{margin-bottom:.35rem}
.note p:last-child{margin:0}

/* FAQ */
.faq{display:grid;gap:.8rem}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden}
.faq-q{width:100%;display:flex;justify-content:space-between;align-items:center;gap:1rem;padding:1.1rem 1.3rem;background:none;border:0;text-align:left;font-weight:700;color:var(--navy);font-size:.98rem}
.faq-q .pm{width:30px;height:30px;border-radius:50%;background:var(--cream);display:grid;place-items:center;flex:none;transition:.3s}
.faq-q .pm svg{width:14px;height:14px;transition:transform .3s}
.faq-item.open .pm{background:var(--sun)}
.faq-item.open .pm svg{transform:rotate(45deg);color:#fff}
.faq-a{max-height:0;overflow:hidden;transition:max-height .4s var(--ease)}
.faq-a div{padding:0 1.3rem 1.2rem;color:var(--muted);font-size:.93rem}

/* other services strip */
.mini-svc{display:flex;align-items:center;gap:1rem;background:#fff;border:1px solid var(--line);border-radius:16px;padding:.7rem;transition:.3s}
.mini-svc:hover{border-color:var(--orange);transform:translateY(-3px)}
.mini-svc img{width:84px;height:68px;border-radius:12px;object-fit:cover;flex:none}
.mini-svc b{color:var(--navy);font-size:.95rem;line-height:1.3}

/* ---------- Policy pages ---------- */
.policy{width:85%;margin-inline:auto;background:#fff;border:1px solid var(--line);border-radius:24px;padding:clamp(1.6rem,4vw,3.5rem);box-shadow:var(--sh-sm)}
.policy h2{font-size:clamp(1.25rem,2vw,1.6rem);margin:2rem 0 .7rem;padding-top:1rem;border-top:1px solid var(--line)}
.policy h2:first-of-type{border-top:0;padding-top:0;margin-top:0}
.policy h3{font-size:1.1rem;margin:1.4rem 0 .5rem}
.policy p,.policy li{font-size:.97rem;color:var(--text)}
.policy ul,.policy ol{padding-left:1.3rem;margin:0 0 1rem}
.policy li{margin-bottom:.45rem}
.policy a{color:var(--bronze);font-weight:600;text-decoration:underline;text-underline-offset:3px}
.policy .updated{display:inline-block;font-size:.8rem;font-weight:700;color:var(--bronze);background:var(--cream);padding:.35rem .8rem;border-radius:99px;margin-bottom:1.6rem}
.policy table{width:100%;border-collapse:collapse;margin:0 0 1.2rem;font-size:.92rem}
.policy th,.policy td{border:1px solid var(--line);padding:.7rem .8rem;text-align:left;vertical-align:top}
.policy th{background:var(--cream);color:var(--navy)}
.tbl-wrap{overflow-x:auto}

/* ---------- Important links ---------- */
.ilink{display:flex;gap:1rem;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:16px;padding:1.2rem;transition:.3s}
.ilink:hover{border-color:var(--orange);box-shadow:var(--sh-sm);transform:translateY(-3px)}
.ilink .ic{width:46px;height:46px;border-radius:12px;background:var(--navy);display:grid;place-items:center;flex:none}
.ilink .ic svg{width:20px;height:20px;color:var(--yellow)}
.ilink b{display:block;color:var(--navy);font-size:.98rem}
.ilink small{display:block;color:var(--muted);font-size:.82rem;line-height:1.45;margin-top:.2rem}
.ilink em{font-style:normal;font-size:.76rem;color:var(--bronze);font-weight:700;word-break:break-all}
.ilink-group{margin-bottom:3rem}
.ilink-group h2{font-size:1.4rem;margin-bottom:1.2rem}

/* ---------- Calculators ---------- */
.calc-tabs{display:grid;grid-template-columns:repeat(5,1fr);gap:.8rem;margin-bottom:2.2rem}
.calc-tab{display:flex;align-items:center;gap:.7rem;padding:.85rem 1rem;border-radius:14px;border:1px solid var(--line);background:#fff;font-weight:700;color:var(--navy);font-size:.88rem;text-align:left;transition:.25s}
.calc-tab .ci{width:34px;height:34px;border-radius:10px;background:var(--cream);display:grid;place-items:center;flex:none}
.calc-tab .ci svg{width:17px;height:17px;color:var(--orange)}
.calc-tab:hover{border-color:var(--orange)}
.calc-tab.active{background:var(--navy);color:#fff;border-color:var(--navy)}
.calc-tab.active .ci{background:var(--sun)}
.calc-tab.active .ci svg{color:#fff}
.calc-panel{display:grid;grid-template-columns:1.1fr .9fr;gap:0;background:#fff;border-radius:24px;border:1px solid var(--line);overflow:hidden;box-shadow:var(--sh-sm)}
.calc-in{padding:clamp(1.5rem,3vw,2.6rem)}
.calc-in h2{font-size:clamp(1.3rem,2.2vw,1.8rem);margin-bottom:.3rem}
.calc-in>p{color:var(--muted);font-size:.92rem;margin-bottom:1.8rem}
.fld{margin-bottom:1.5rem}
.fld-top{display:flex;justify-content:space-between;align-items:center;gap:1rem;margin-bottom:.6rem}
.fld label{font-weight:700;color:var(--navy);font-size:.9rem}
.fld .num{display:flex;align-items:center;background:var(--cream);border-radius:10px;padding:0 .7rem;border:1px solid transparent}
.fld .num:focus-within{border-color:var(--orange)}
.fld .num span{font-size:.82rem;color:var(--muted);font-weight:700}
.fld .num input{width:110px;border:0;background:none;padding:.5rem .3rem;font:inherit;font-weight:800;color:var(--navy);text-align:right;outline:none}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:6px;background:linear-gradient(90deg,var(--orange) var(--p,50%),var(--cream-2) var(--p,50%));outline:none}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:#fff;border:5px solid var(--orange);box-shadow:0 2px 8px rgba(0,0,0,.2);cursor:pointer}
input[type=range]::-moz-range-thumb{width:14px;height:14px;border-radius:50%;background:#fff;border:5px solid var(--orange);cursor:pointer}
.calc-out{background:var(--navy);color:#fff;padding:clamp(1.5rem,3vw,2.6rem);display:flex;flex-direction:column;position:relative;overflow:hidden}
.calc-out::before{content:"";position:absolute;right:-90px;top:-90px;width:240px;height:240px;border-radius:50%;background:repeating-radial-gradient(circle,rgba(249,194,0,.3) 0 1px,transparent 1px 18px)}
.donut-wrap{position:relative;width:200px;height:200px;margin:0 auto 1.6rem}
.donut-wrap canvas{width:200px;height:200px}
.donut-center{position:absolute;inset:0;display:grid;place-items:center;text-align:center;font-size:.72rem;color:#AFC0D1;line-height:1.3}
.donut-center b{display:block;font-family:var(--ff-d);font-size:1.15rem;color:#fff}
.legend{display:flex;justify-content:center;gap:1.2rem;font-size:.8rem;margin-bottom:1.4rem;flex-wrap:wrap}
.legend span{display:flex;align-items:center;gap:.4rem}
.legend i{width:10px;height:10px;border-radius:50%}
.res-list{display:grid;gap:.1rem}
.res-row{display:flex;justify-content:space-between;gap:1rem;padding:.75rem 0;border-bottom:1px dashed rgba(255,255,255,.15);font-size:.9rem}
.res-row b{color:#fff;font-weight:800;text-align:right}
.res-row.hl{border:0;margin-top:.6rem;background:rgba(255,255,255,.06);border-radius:12px;padding:.9rem 1rem}
.res-row.hl b{font-family:var(--ff-d);font-size:1.3rem;background:var(--sun-h);-webkit-background-clip:text;background-clip:text;color:transparent}
.calc-disc{font-size:.76rem;color:#93A6BA;margin-top:auto;padding-top:1.3rem;line-height:1.5}

/* ---------- Forms ---------- */
.form-card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:clamp(1.5rem,3vw,2.6rem);box-shadow:var(--sh-sm)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.form-grid .full{grid-column:1/-1}
.fg label{display:block;font-weight:700;font-size:.84rem;color:var(--navy);margin-bottom:.35rem}
.fg input,.fg select,.fg textarea{width:100%;padding:.85rem 1rem;border-radius:12px;border:1px solid var(--line);background:var(--ivory);font:inherit;font-size:.93rem;color:var(--text);outline:none;transition:.2s}
.fg input:focus,.fg select:focus,.fg textarea:focus{border-color:var(--orange);background:#fff;box-shadow:0 0 0 4px rgba(247,128,26,.12)}
.fg textarea{min-height:120px;resize:vertical}
.consent{display:flex;gap:.6rem;align-items:flex-start;font-size:.8rem;color:var(--muted);line-height:1.5}
.consent input{margin-top:.25rem;accent-color:var(--orange);width:16px;height:16px;flex:none}
.form-msg{display:none;margin-top:1rem;padding:.9rem 1rem;border-radius:12px;background:#EAF6EC;color:#1E6B34;font-weight:600;font-size:.9rem}
.form-msg.show{display:block}

/* contact */
.cinfo{display:grid;gap:1rem}
.cbox{display:flex;gap:1rem;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:18px;padding:1.2rem 1.3rem}
.cbox .ic{width:50px;height:50px;border-radius:14px;background:var(--sun);display:grid;place-items:center;flex:none}
.cbox .ic svg{width:22px;height:22px;color:#fff}
.cbox h3{font-size:1.05rem;margin-bottom:.15rem}
.cbox p,.cbox a{font-size:.92rem;color:var(--muted);margin:0;display:block}
.cbox a:hover{color:var(--bronze)}
.map{width:100%;height:460px;border:0;display:block;filter:grayscale(.15)}

/* grievance */
.esc{display:grid;grid-template-columns:repeat(4,1fr);gap:1.2rem}
.esc-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:1.6rem 1.4rem;position:relative;overflow:hidden}
.esc-card .lv{font-family:var(--ff-d);font-style:italic;font-size:3rem;line-height:1;background:var(--sun-h);-webkit-background-clip:text;background-clip:text;color:transparent;margin-bottom:.8rem}
.esc-card h3{font-size:1.1rem;margin-bottom:.4rem}
.esc-card p{font-size:.88rem;color:var(--muted);margin:0 0 .5rem}
.esc-card a{color:var(--bronze);font-weight:700;font-size:.88rem;word-break:break-word}

/* about */
.creds{display:grid;grid-template-columns:1fr 1fr;gap:1.6rem}
.cred{background:#fff;border:1px solid var(--line);border-radius:20px;padding:1rem;box-shadow:var(--sh-sm);cursor:zoom-in;transition:.35s}
.cred:hover{transform:translateY(-5px);box-shadow:var(--sh)}
.cred img{border-radius:12px;width:100%;aspect-ratio:1.42;object-fit:cover}
.cred b{display:block;margin:.9rem .3rem .1rem;color:var(--navy)}
.cred small{display:block;margin:0 .3rem .3rem;color:var(--muted);font-size:.82rem}
.arn-card{background:var(--navy);color:#fff;border-radius:24px;padding:2rem;position:relative;overflow:hidden}
.arn-card::after{content:"";position:absolute;right:-60px;bottom:-60px;width:200px;height:200px;border-radius:50%;background:var(--sun);opacity:.85}
.arn-card dl{display:grid;grid-template-columns:auto 1fr;gap:.6rem 1.4rem;margin:1.2rem 0 0;position:relative;z-index:1}
.arn-card dt{color:#9FB2C5;font-size:.84rem}
.arn-card dd{margin:0;font-weight:800}
.isnot{display:grid;grid-template-columns:1fr 1fr;gap:1.4rem}
.isnot>div{border-radius:20px;padding:1.8rem;background:#fff;border:1px solid var(--line)}
.isnot h3{font-size:1.2rem}
.isnot ul{display:grid;gap:.6rem}
.isnot li{list-style:none;display:flex;gap:.6rem;font-size:.93rem}
.isnot li svg{width:20px;height:20px;flex:none;margin-top:2px}
.isnot .yes svg{color:#1E8E4E}.isnot .no svg{color:var(--red)}
.lightbox{position:fixed;inset:0;background:rgba(6,26,48,.9);z-index:3000;display:none;place-items:center;padding:4vw}
.lightbox.show{display:grid}
.lightbox img{max-height:86vh;border-radius:12px;box-shadow:0 30px 80px rgba(0,0,0,.5)}
.lightbox button{position:absolute;right:20px;top:20px;width:46px;height:46px;border-radius:50%;border:0;background:#fff;display:grid;place-items:center}
.lightbox button svg{width:18px;height:18px}

/* blog article */
.article{width:85%;margin-inline:auto}
.article-hero{border-radius:24px;overflow:hidden;aspect-ratio:21/9;margin-bottom:3rem;box-shadow:var(--sh)}
.article-hero img{width:100%;height:100%;object-fit:cover}
.article-body{max-width:860px;margin-inline:auto;font-size:1.05rem}
.article-body h2{font-size:clamp(1.3rem,2.2vw,1.75rem);margin:2.2rem 0 .8rem}
.article-body ul,.article-body ol{padding-left:1.3rem;margin-bottom:1.2rem}
.article-body li{margin-bottom:.45rem}
.article-body blockquote{margin:2rem 0;padding:1.4rem 1.6rem;border-left:4px solid var(--orange);background:#fff;border-radius:0 14px 14px 0;font-family:var(--ff-d);font-size:1.25rem;color:var(--navy);font-style:italic}
.article-meta{display:flex;gap:1.2rem;flex-wrap:wrap;font-size:.86rem;color:#CFDAE5;font-weight:600}
.share{display:flex;gap:.6rem;align-items:center;margin:2.5rem 0 0;padding-top:1.5rem;border-top:1px solid var(--line);font-weight:700;color:var(--navy);font-size:.9rem;flex-wrap:wrap}
.share a{width:38px;height:38px;border-radius:50%;background:#fff;border:1px solid var(--line);display:grid;place-items:center}
.share a:hover{background:var(--navy);color:#fff}
.share svg{width:16px;height:16px}

/* login */
.login-wrap{display:grid;grid-template-columns:1fr 1fr;min-height:calc(100vh - 174px)}
.login-side{position:relative;overflow:hidden;color:#fff;padding:clamp(2rem,5vw,5rem);display:flex;flex-direction:column;justify-content:flex-end;isolation:isolate}
.login-side>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.login-side::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(6,26,48,.35),rgba(6,26,48,.95));z-index:-1}
.login-side h2{color:#fff;font-size:clamp(1.6rem,3vw,2.6rem)}
.login-side p{color:#CFDAE5;max-width:460px}
.login-side ul{display:grid;gap:.6rem;margin-top:1.2rem}
.login-side li{list-style:none;display:flex;gap:.6rem;align-items:center;font-weight:600;font-size:.94rem}
.login-side li svg{width:20px;height:20px;color:var(--yellow)}
.login-main{display:grid;place-items:center;padding:clamp(2rem,5vw,4rem) 7%;background:var(--ivory);position:relative;overflow:hidden}
.login-main::before{content:"";position:absolute;right:-180px;top:-180px;width:460px;height:460px;border-radius:50%;background:repeating-radial-gradient(circle,rgba(247,128,26,.14) 0 1px,transparent 1px 26px)}
.login-card{width:100%;max-width:440px;position:relative}
.login-card .lc-logo{height:70px;margin-bottom:1.8rem}
.login-card h1{font-size:clamp(1.6rem,3vw,2.2rem);margin-bottom:.3rem}
.login-card>p{color:var(--muted);margin-bottom:1.8rem}
.lg-tabs{display:grid;grid-template-columns:1fr 1fr;background:var(--cream);border-radius:14px;padding:5px;margin-bottom:1.5rem}
.lg-tabs button{border:0;background:none;padding:.7rem;border-radius:10px;font-weight:700;color:var(--muted);font-size:.9rem}
.lg-tabs button.active{background:#fff;color:var(--navy);box-shadow:var(--sh-sm)}
.pw{position:relative}
.pw button{position:absolute;right:10px;top:50%;transform:translateY(-50%);border:0;background:none;color:var(--muted);padding:.3rem}
.pw button svg{width:18px;height:18px}
.lg-row{display:flex;justify-content:space-between;align-items:center;margin:.9rem 0 1.4rem;font-size:.86rem;gap:1rem;flex-wrap:wrap}
.lg-row label{display:flex;gap:.45rem;align-items:center;color:var(--muted)}
.lg-row input{accent-color:var(--orange)}
.lg-row a{color:var(--bronze);font-weight:700}
.login-card .btn{width:100%;justify-content:center;padding:1em}
.lg-alt{text-align:center;font-size:.86rem;color:var(--muted);margin-top:1.4rem}
.lg-alt a{color:var(--bronze);font-weight:700}
.lg-secure{display:flex;gap:.6rem;align-items:center;justify-content:center;margin-top:1.6rem;font-size:.78rem;color:var(--muted)}
.lg-secure svg{width:16px;height:16px;color:#1E8E4E}

/* ---------- Footer ---------- */
.footer{background:var(--cream);position:relative;overflow:hidden;padding-top:90px;color:var(--text)}
.footer::before{content:"";position:absolute;left:50%;top:-520px;transform:translateX(-50%);width:900px;height:900px;border-radius:50%;background:repeating-radial-gradient(circle,rgba(176,128,72,.14) 0 1px,transparent 1px 34px);pointer-events:none}
.footer .wrap{position:relative}
.f-grid{display:grid;grid-template-columns:1.5fr 1fr 1.15fr 1fr 1.35fr;gap:2.4rem}
.f-logo{height:84px;width:auto;margin-bottom:1.2rem}
.f-about p{font-size:.9rem;color:var(--muted)}
.f-arn{display:inline-flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:14px;padding:.8rem 1rem;font-size:.8rem;line-height:1.5;margin-top:.4rem}
.f-arn b{color:var(--navy);font-size:.9rem}
.footer h4{font-family:var(--ff-d);font-size:1.15rem;margin-bottom:1.1rem;position:relative;padding-bottom:.6rem;color:var(--navy)}
.footer h4::after{content:"";position:absolute;left:0;bottom:0;width:34px;height:3px;border-radius:3px;background:var(--sun-h)}
.f-links{display:grid;gap:.5rem}
.f-links li{list-style:none}
.f-links a{font-size:.9rem;color:var(--text);transition:.2s;display:inline-flex;gap:.4rem;align-items:center}
.f-links a:hover{color:var(--bronze);transform:translateX(3px)}
.f-contact{display:grid;gap:.8rem}
.f-contact li{list-style:none;display:flex;gap:.7rem;font-size:.88rem;line-height:1.5}
.f-contact svg{width:17px;height:17px;color:var(--orange);flex:none;margin-top:3px}
.f-contact a:hover{color:var(--bronze)}
.griev{margin-top:1.3rem;background:var(--navy);color:#fff;border-radius:16px;padding:1rem 1.1rem;font-size:.85rem}
.griev b{display:block;color:var(--yellow);font-size:.74rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:.4rem}
.griev a{display:flex;gap:.5rem;align-items:center;font-weight:600;line-height:1.7}
.griev a svg{width:14px;height:14px;color:var(--yellow)}
.griev a.gl{color:var(--yellow);margin-top:.2rem}
.f-disc{margin-top:3.4rem;padding:1.6rem 0;border-top:1px solid var(--cream-2);font-size:.8rem;color:var(--muted);line-height:1.7}
.f-disc b{color:var(--navy)}
.f-disc .risk{display:block;font-weight:800;color:var(--navy);margin-bottom:.5rem;font-size:.86rem}
.copy{background:var(--navy);color:#B9C8D7;font-size:.84rem}
.copy .wrap{display:flex;justify-content:space-between;align-items:center;gap:1rem;padding:1.1rem 0;flex-wrap:wrap}
.copy a{color:var(--yellow);font-weight:700}

/* ---------- Floating buttons ---------- */
.fab-r{position:fixed;right:18px;bottom:22px;z-index:950;display:flex;flex-direction:column;gap:.7rem}
.fab{width:54px;height:54px;border-radius:50%;display:grid;place-items:center;color:#fff;box-shadow:0 12px 26px -10px rgba(0,0,0,.45);transition:transform .3s;position:relative}
.fab:hover{transform:scale(1.08)}
.fab svg{width:26px;height:26px}
.fab.wa{background:#25D366}
.fab.wa::before{content:"";position:absolute;inset:0;border-radius:50%;border:2px solid #25D366;animation:pulse 2.2s infinite}
.fab.call{background:var(--sun)}
@keyframes pulse{to{transform:scale(1.55);opacity:0}}
.to-top{position:fixed;left:18px;bottom:22px;z-index:950;width:50px;height:50px;border-radius:50%;background:var(--navy);color:#fff;border:0;display:grid;place-items:center;opacity:0;visibility:hidden;transform:translateY(16px);transition:.35s;box-shadow:0 12px 26px -10px rgba(0,0,0,.45)}
.to-top.show{opacity:1;visibility:visible;transform:none}
.to-top svg{width:20px;height:20px;position:relative;z-index:1}
.to-top svg.ring{position:absolute;inset:0;width:100%;height:100%;z-index:0}
.to-top .ring circle{fill:none;stroke:var(--orange);stroke-width:3;stroke-linecap:round;transform:rotate(-90deg);transform-origin:center}

/* ---------- Modals ---------- */
.modal{position:fixed;inset:0;z-index:2500;display:none;align-items:center;justify-content:center;padding:16px;background:rgba(6,26,48,.62);backdrop-filter:blur(4px);-webkit-backdrop-filter:blur(4px)}
.modal.show{display:flex;animation:fade .35s}
@keyframes fade{from{opacity:0}}
.modal-box{background:#fff;border-radius:22px;width:100%;max-width:560px;max-height:calc(100vh - 32px);max-height:calc(100dvh - 32px);overflow-y:auto;-webkit-overflow-scrolling:touch;position:relative;box-shadow:0 40px 90px -30px rgba(0,0,0,.6);animation:pop .45s var(--ease)}
@keyframes pop{from{transform:translateY(24px) scale(.97);opacity:0}}
.modal-x{position:absolute;right:14px;top:14px;width:38px;height:38px;border-radius:50%;border:1px solid var(--line);background:#fff;display:grid;place-items:center;z-index:3}
.modal-x svg{width:16px;height:16px;color:var(--navy)}
.modal-x:hover{background:var(--navy)}.modal-x:hover svg{color:#fff}
.disc-head{background:var(--navy);color:#fff;padding:1.6rem 1.8rem 1.4rem;position:relative;overflow:hidden}
.disc-head::after{content:"";position:absolute;right:-50px;top:-50px;width:160px;height:160px;border-radius:50%;background:var(--sun);opacity:.9}
.disc-head h2{color:#fff;font-size:1.45rem;margin:0;position:relative;z-index:1}
.disc-head small{color:var(--yellow);font-weight:800;letter-spacing:.16em;text-transform:uppercase;font-size:.7rem;position:relative;z-index:1}
.disc-head~.modal-x{background:rgba(255,255,255,.95)}
.disc-body{padding:1.4rem 1.8rem 1.8rem}
.disc-body ul{display:grid;gap:.65rem;margin-bottom:1.4rem}
.disc-body li{list-style:none;display:flex;gap:.65rem;font-size:.9rem;line-height:1.55}
.disc-body li svg{width:18px;height:18px;color:var(--orange);flex:none;margin-top:3px}
.disc-btns{display:flex;gap:.7rem;flex-wrap:wrap}
.disc-btns .btn{flex:1;justify-content:center;min-width:180px}
.offer-box{max-width:780px;display:grid;grid-template-columns:.9fr 1.1fr}
.offer-img{position:relative;min-height:100%}
.offer-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.offer-txt{padding:2.2rem 2rem 2rem}
.offer-txt .tag{display:inline-block;background:var(--sun);color:#fff;font-size:.72rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;padding:.35rem .8rem;border-radius:99px;margin-bottom:.9rem}
.offer-txt h2{font-size:1.65rem;margin-bottom:.5rem}
.offer-txt p{font-size:.92rem;color:var(--muted)}
.offer-txt ul{display:grid;gap:.45rem;margin:0 0 1.4rem}
.offer-txt li{list-style:none;display:flex;gap:.55rem;font-size:.9rem;font-weight:600;color:var(--navy)}
.offer-txt li svg{width:18px;height:18px;color:var(--orange);flex:none;margin-top:3px}
.offer-txt .fine{font-size:.72rem;color:var(--muted);margin:1rem 0 0;line-height:1.5}

/* 404 */
.nf{text-align:center;padding:120px 0}
.nf b{font-family:var(--ff-d);font-size:clamp(5rem,14vw,10rem);line-height:1;background:var(--sun-h);-webkit-background-clip:text;background-clip:text;color:transparent;display:block}

/* ================= RESPONSIVE ================= */
@media(max-width:1280px){
  .nav>li>a,.nav>li>button{padding:.55rem .5rem;font-size:.88rem}
  .header-cta .btn{padding:.65em 1em}
}
@media(max-width:1380px){
  .nav>li>a,.nav>li>button{padding:.55rem .55rem;font-size:.88rem}
  .header-cta .btn{padding:.62em 1em;font-size:.84rem}
  .f-grid{grid-template-columns:repeat(4,1fr)}
  .f-about{grid-column:1/-1;display:grid;grid-template-columns:auto 1fr auto;gap:2rem;align-items:center}
  .f-about .f-logo{margin:0}
}
@media(max-width:1279px){
  .nav,.header-cta{display:none}
  .burger{display:grid}
}
@media(max-width:1199px){
  .calc-chips{grid-template-columns:repeat(3,1fr)}
  .calc-tabs{grid-template-columns:repeat(3,1fr)}
  .esc{grid-template-columns:1fr 1fr}
}
@media(max-width:991px){
  .sec{padding:80px 0}
  .slide{grid-template-columns:1fr;gap:2.2rem}
  .s-media{order:-1;justify-self:center;max-width:420px}
  .s-media .arch{aspect-ratio:1/1}
  .split{grid-template-columns:1fr!important;gap:2.5rem}
  .split.rev-m .split-media{order:-1}
  .split-media .frame{min-height:380px}
  .compo{min-height:480px}
  .grid-3{grid-template-columns:1fr 1fr}
  .grid-4{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr 1fr;row-gap:2.4rem}
  .steps::before{display:none}
  .mosaic{grid-template-columns:1fr 1fr;grid-auto-rows:200px}
  .mo:nth-child(n){grid-column:span 1;grid-row:span 1}
  .mo:nth-child(1){grid-column:span 2}
  .sec-head{flex-direction:column;align-items:flex-start;gap:1rem}
  .calc-panel{grid-template-columns:1fr}
  .login-wrap{grid-template-columns:1fr}
  .login-side{min-height:300px;order:2}
  .f-grid{grid-template-columns:1fr 1fr}
  .f-about{display:block}
  .f-about .f-logo{margin-bottom:1.2rem}
  .offer-box{grid-template-columns:1fr;max-width:460px}
  .offer-img{min-height:190px}
  .creds,.isnot{grid-template-columns:1fr}
  .mb-br,.mb-bl,.mb-tr{right:16px;left:auto}
}
@media(max-width:767px){
  body{font-size:15px}
  .ticker,.ticker .tradingview-widget-container{height:44px}
  .tb-right{display:none}
  .topbar .wrap{justify-content:center;min-height:34px}
  .topbar{font-size:.72rem}
  .tb-left{gap:.8rem}
  .tb-left svg{width:12px;height:12px}
  .header .wrap{height:72px}
  .brand img{height:50px}
  .hero{padding:28px 0 50px}
  .s-media{max-width:290px}
  .slide{gap:1.6rem}
  .slider-ui{margin-top:1.8rem}
  .hero .s-tags{gap:1rem}
  .fc-1{left:0;bottom:6%}.fc-2{right:0;top:6%}
  .float-card{padding:.6rem .8rem;font-size:.72rem}
  .float-card b{font-size:.9rem}.float-card .fi{width:34px;height:34px}
  .s-media::before{inset:-12px -12px 30px 30px}
  .grid-3,.grid-4{grid-template-columns:1fr}
  .checks.two{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
  .calc-chips{grid-template-columns:1fr 1fr}
  .calc-tabs{grid-template-columns:1fr 1fr}
  .calc-tab{font-size:.8rem;padding:.7rem}
  .mosaic{grid-template-columns:1fr;grid-auto-rows:210px}
  .mo:nth-child(1){grid-column:span 1}
  .form-grid{grid-template-columns:1fr}
  .esc{grid-template-columns:1fr}
  .f-grid{grid-template-columns:1fr}
  .copy .wrap{justify-content:center;text-align:center}
  .pbanner{padding:70px 0 64px}
  .policy,.article{width:90%}
  .policy{border-radius:18px}
  .article-hero{aspect-ratio:16/10}
  .compo{min-height:420px}
  .compo .c-ring{width:110px;height:110px;font-size:.72rem}
  .compo .c-ring b{font-size:1rem}
  .media-badge{max-width:200px;padding:.9rem 1rem}
  .media-badge b{font-size:1.5rem}
  .fab{width:48px;height:48px}.fab svg{width:22px;height:22px}
  .to-top{width:46px;height:46px}
  .reach-stats{grid-template-columns:1fr}
  .disc-head{padding:1.3rem 3.6rem 1.2rem 1.3rem}
  .disc-head h2{font-size:1.2rem}
  .disc-body{padding:1.2rem 1.3rem 1.4rem}
  .disc-btns .btn{min-width:0;flex:1 1 100%}
  .offer-txt{padding:1.6rem 1.3rem}
  .offer-txt h2{font-size:1.35rem}
  .map{height:360px}
  .cta-band{border-radius:20px}
}
@media(max-width:480px){
  :root{--wrap:90%}
  .tb-left .ph2,.tb-left .ph-sep{display:none}
  .amc-card{min-width:210px}
  .calc-tabs{grid-template-columns:1fr}
}
@media(min-width:1700px){html{font-size:17px}.brand img{height:68px}.header .wrap{height:96px}}
@media(min-width:2200px){html{font-size:19px}.brand img{height:76px}.header .wrap{height:104px}}
@media(max-width:767px) and (orientation:landscape){.s-media{max-width:240px}.hero{padding:20px 0 40px}}
@media(max-width:340px){.topbar{font-size:.66rem}.tb-left{gap:.5rem}.brand img{height:44px}.mnav-cta{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}}

/* ---------- Brand film & brochure ---------- */
.film .split{align-items:center}
.sec-navy .split-content p{color:#C9D6E3}
.sec-navy .checks li{color:#fff}
.video-card{position:relative;display:block;width:100%;aspect-ratio:16/9;border:0;padding:0;border-radius:var(--r);overflow:hidden;box-shadow:0 40px 80px -40px rgba(0,0,0,.6);background:var(--ink);cursor:pointer}
.video-card img{width:100%;height:100%;object-fit:cover;transition:transform 1s var(--ease)}
.video-card:hover img{transform:scale(1.04)}
.video-card::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 50%,rgba(6,26,48,.55))}
.video-card .play{position:absolute;left:50%;top:50%;width:92px;height:92px;margin:-46px 0 0 -46px;border-radius:50%;background:var(--sun);color:#fff;display:grid;place-items:center;z-index:2;box-shadow:0 0 0 14px rgba(255,255,255,.18),0 20px 40px -10px rgba(238,59,11,.7);transition:transform .3s}
.video-card .play::before{content:"";position:absolute;inset:-14px;border-radius:50%;border:2px solid rgba(255,255,255,.6);animation:pulse 2.2s infinite}
.video-card:hover .play{transform:scale(1.08)}
.video-card .play svg{width:34px;height:34px;margin-left:5px}
.video-card .vlabel{position:absolute;left:1.2rem;bottom:1rem;z-index:2;color:#fff;font-weight:700;font-size:.85rem;letter-spacing:.06em;background:rgba(6,26,48,.55);padding:.35rem .8rem;border-radius:99px;backdrop-filter:blur(6px)}
.video-box{max-width:1100px;background:#000;border-radius:18px;overflow:visible}
.video-box video{display:block;width:100%;aspect-ratio:16/9;border-radius:18px;background:#000}
.video-box .modal-x{right:-14px;top:-14px}
.split-media .frame.bro{display:block;background:var(--cream);min-height:420px}
.split-media .frame.bro img{object-fit:cover}
@media(max-width:767px){
  .video-card .play{width:70px;height:70px;margin:-35px 0 0 -35px}
  .video-card .play svg{width:26px;height:26px}
  .video-box .modal-x{right:8px;top:8px}
  .split-media .frame.bro{min-height:0;aspect-ratio:1.1}
  .split-media .frame.bro img{position:static}
}
.tb-right span{white-space:nowrap}
.tb-right svg{width:14px;height:14px;color:var(--yellow);flex:none}
@media(max-width:1100px){.tb-right>span:last-child,.tb-right .sep{display:none}}
@media(max-width:991px){.tb-right{display:none}.topbar .wrap{justify-content:center}}