Know Your Customer (KYC) is a one-time verification process mandatory for all mutual fund investors. It is recorded with a KYC Registration Agency (KRA) and is valid across AMCs.

Documents usually required

  • PAN card
  • Proof of address (such as Aadhaar, passport or voter ID)
  • Recent photograph
  • Mobile number and email ID for verification
  • For NRIs: passport, overseas address proof and visa/OCI documents

Understanding KYC status

  • Validated: KYC verified with official databases; you can invest with any AMC.
  • Registered: you can invest with AMCs, though some may ask for re-verification.
  • On hold / Rejected: details need to be updated before you can transact.

You can check your KYC status on the websites of KRAs. Links are available on our Important Links page.

Keep your mobile number and email updated in your KYC — all important communication from AMCs goes there.

Disclaimer: This article is for investor education only and is not investment, tax or legal advice. Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Tax rules are subject to change.