Risk Disclosure
Key risks associated with mutual funds and other products we facilitate.
All investments carry risk. Please read this page and the relevant scheme or product documents carefully before investing.
General Risks of Mutual Funds
- Market risk: NAVs of schemes may rise or fall due to changes in equity, debt and other markets.
- Interest rate risk: prices of debt securities move inversely to interest rates.
- Credit risk: issuers of debt instruments may delay or default on payments.
- Liquidity risk: some securities may be difficult to sell at a fair price; redemptions may be restricted in exceptional circumstances.
- Concentration risk: sectoral and thematic schemes may be more volatile than diversified schemes.
- Currency risk: schemes investing overseas are affected by exchange rate movements.
- Regulatory and tax risk: changes in laws or tax rules may affect returns.
Riskometer
Each scheme carries a riskometer showing its risk level from Low to Very High, which may change based on the portfolio. Debt schemes also display a Potential Risk Class matrix. Investors should check these before investing.
No Assured Returns
Mutual fund schemes do not offer assured or guaranteed returns. Past performance may or may not be sustained in future. Calculator results on this website are illustrative only.
Lock-in and Exit Loads
ELSS and solution-oriented schemes carry lock-in periods. Many schemes levy exit loads on redemptions within specified periods. Please read the scheme documents for details.
Insurance
Insurance benefits are subject to policy terms, conditions and exclusions. Non-disclosure of material facts may lead to repudiation of claims.
Corporate Fixed Deposits
Company deposits carry credit risk and are not insured by DICGC. Premature withdrawal may not be permitted or may carry a penalty.
P2P Lending
Lenders bear the risk of borrower default, which may result in partial or full loss. Returns and liquidity are not assured. P2P lending is regulated by the RBI and is not a SEBI-regulated product.
Contact
Munnetram Capital
8/16, Kishore Complex, Nehru Nagar, Coimbatore - 641014, Tamil Nadu, India
Phone: +91 95009 54849 / +91 93440 31339
Email: Ld.boopalan@gmail.com